Tips Before Credit Card List

Credit cards are practical and easy means of payment. Something like that notion a lot of people about credit cards. Currently, bidding for a list of credit cards very much. How to bid also varied. There is a brochure sent to your home or office, open a booth or stand at the centers or shopping crowds, by telephone, and others.

Requirements Apply Credit Card
First, the requirements document to have a credit card are many and complicated, such as a copy of identity or identity card, income certificate, work certificate, certificate of good behavior, and others. However, it is increasingly easy. Only by submitting a photocopy of ID card and certificate of income.

In addition to practical, credit card always gives more advantages for its users. Moreover, for women. Credit cards are very familiar when associated with the world of shopping. For those of you who want to have a credit card but confused to choose a product from which bank, should consider the following tips.

Tip Before Signing Credit Cards

1. Easy and Light Requirements
Choose the credit card that has a requirement easy, uncomplicated, and fast process.

2. Having Various Features
To attract interest, the producers must have a credit card vying to offer a variety of interesting features. Choose the credit card that has a variety of features that make it easy and interesting. Here are examples of interesting features which are usually available at many banks.

a. Point Reward
Wiley is the result of transactions you do. Each bank would have its own policy in determining the nominal. These points can be exchanged not only goods, but can be redeemed for shopping vouchers at a certain department stores or outlets. In fact, these points can be directly used for shopping.

b. Discount
This is the most superior facilities that banks in attracting user interest credit cards or who want to have a credit card to shop. Usually, the discount offered is greater than the discount given to credit card holders not specific.

For example, for those who want to pay cash, given a discount of 30 percent. However, for those who pay with certain credit cards, are given a discount of up to 50 percent. In fact, larger. In accordance with the relevant bank promo.

Discounts are also offered on a bloom of certain food outlets, midnight sale in department stores, electronics stores, entertainment venues, and the fitness to place certain slimming or body treatments.

c. Installment
Various installments can also be obtained by using a credit card. Start interest-free installment (0%), mortgage without a down payment or free, until you can determine for themselves the old mortgage is paid.

3. Auto debit
Choose the credit card that has the ease of auto-debit payment to pay the monthly bill directly from your account. However, make sure your account is always in a state ready to be debited every month, do not let the balance is less than the number of bills.

4. ATM Transactions
Ideally, credit cards are not only used for shopping, but can be used to conduct various transactions at ATMs of the bank concerned.

5. Annual Fee-Free
Currently, there are many credit card users are charged an annual fee credit cards. The amount depends bank policy is concerned. However, there are also banks that frees the annual dues for life.

Well, have found credit card what interests you? Immediately the list and enjoy all the benefits!