Tips Using a Credit Card Safe

Credit card is one of the banking products the which had a popular presence in the middle people in the early 2000s. At That time, all banks are competing to attract people to Become Their customers. One way is to offer prizes That can be obtained if They are willing to fill out an application and declared eligible to receive credit cards.

Besides using the lure of prizes, the bank that issued the credit card is also trying to spur the use of credit cards at various merchants who have formed a partnership. You do this by offering program discounts or rebates if customers shop at certain places with certain bank credit card.

Another way to attract people become customers of a bank credit card balance transfer is through an offer. The program is conducted by providing loans to consumers to pay off credit card bills of other banks, and move the bill to a bank that offers a balance transfer. The goal of course to attract customers as if to help solve customers' credit card debt problem.

Tips Using a Credit Card Safe
However, not always all of the offer had a positive impact for its customers. 've Often heard the issues surrounding the credit card that was published in the media. Whether it's related to the problem of interest is too high, the billing system of banks that are considered odorless thuggery, nor the difficulties experienced when closing their credit card.

For that there are a few tips you can use the credit card-related problems. The tips include:

- Use credit cards wisely. Spend the time necessary and urgent use only.

- Do not be easily tempted with a variety of discount offers. Consider the amount of discount you get, and compare it with the interest you pay as of the transaction.

- Limit the use of credit cards do not exceed the existing ceiling limit.

- Limit your credit card ownership. Because, the more credit cards that we have, means the annual dues that we pay more.

- Do not use credit cards for cash withdrawal transactions. Because, besides having to pay a larger interest than interest expenditure, the cash withdrawal transaction we will also be charged an additional minimum of 30 thousand per withdrawal.